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Cost of Studying in Canada for Nepali Students 2025

cost-of-studying-in-canada-for-nepali-students

Canada stands as a premier global destination for higher education, celebrated for its exceptional academic standards, cutting-edge research opportunities, and diverse, welcoming environment. For Nepali students aspiring to study in this vibrant country, a clear understanding of the associated costs is paramount for effective financial planning and a successful academic journey. This guide provides an overview of the expenses you should consider for studying in Canada in 2025.

The total cost of studying in Canada for Nepali students encompasses several key areas: tuition fees, living expenses (including accommodation), application fees, health insurance, and other related costs.

Average Tuition Fees: Tuition fees vary widely based on the institution, programme, and level of study.

  • For undergraduate programmes, international students might expect to pay anywhere from CA $20,000 to CA $45,000+ per year. Some programmes, like engineering and medicine, can be significantly higher. Statistics Canada reported an average tuition fee for international undergraduate students of around CA $36,170 for the 2022-2023 academic year, with preliminary figures for 2024-2025 suggesting an average around CA $40,114.
  • For postgraduate (Master's and PhD) programmes, fees generally range from CA $18,000 to CA $50,000+ per year. MBAs and specialised professional programmes often have higher tuition. The average for international graduate students was around CA $21,130 for 2022-2023, with preliminary 2024-2025 figures around CA $23,233.

Living Expenses: A crucial update for students is the increased cost of living requirement for study permit applications. As of January 1, 2024, prospective students need to show they have CA $20,635 (excluding tuition and travel) to cover living expenses for one year. This amount is for a single applicant and is used for the Guaranteed Investment Certificate (GIC) purchase under the Student Direct Stream (SDS). This figure (approximately NPR 2,022,230) serves as a strong benchmark for your annual living cost budget, covering accommodation, food, transportation, utilities, and other personal expenses. Costs can be higher in major cities like Toronto, Vancouver, and Montreal.

By planning ahead and understanding the cost of education in Canada, Nepali students can make informed financial decisions. Nepali students looking to study in Canada can get in touch with AECC counsellors as we guide you through the entire process, from estimating the total study cost in Canada for Nepali students to finding affordable tuition and scholarships. 

Application Fees for Canadian Universities and Colleges in 2025

When budgeting, remember to include application fees. These are non-refundable and vary by institution and sometimes by programme.

  • Most universities charge between CA $100 to CA $250 per application for international students.
  • For example, the University of British Columbia (UBC) charges CA $168 for international graduate applicants (undergraduate fees can be similar or vary).

Below is a representative list of application fees. Always check the specific university's admission page for the latest fee for your chosen programme.

University/Institution

Application Fee (CAD)

Notes

University of Toronto

CA $180

May vary by programme/faculty

University of British Columbia

CA $146 (UG); CA $168 (Grad)

For international applicants

McGill University

CA $133 - $177 (approx)

Varies by programme/faculty; some have supplemental fees

University of Alberta

CA $125 - $135

Standard fee, some programmes may differ

University of Calgary

CA $145

For undergraduate international students

University of Ottawa

CA $100 - $200 (approx.)

Can vary; check specific programme

Western University

CA $120 - $150 (OUAC + supplemental)

Via OUAC; supplemental fees may apply

Queen's University

CA $100 - $150 (OUAC + supplemental)

Via OUAC; supplemental fees may apply

University of Waterloo

CA $156 (OUAC base) + others

Via OUAC; supplemental/faculty specific fees are common (e.g. CA $90 evaluation fee)

York University

CA $156 (OUAC base) + others

Via OUAC; supplemental fees may apply

The application fee provided above is for reference purpose and is subject to change.

Trends and Updates Regarding Application Costs for 2025:

  • Additional Fees: Be aware that some universities may charge extra for international student processing, document evaluation, or specific programme applications (e.g., portfolio reviews, auditions).
  • Fee Waivers: A limited number of universities might offer application fee waivers for students from certain least developed countries or under specific circumstances (e.g., UBC for applicants from the world's 50 least developed countries). Always check university websites for current policies.
  • Ontario Universities' Application Centre (OUAC): Students applying to undergraduate programmes in Ontario typically use OUAC.
    • The base OUAC application fee is CA $156 for the initial three programme choices.
    • Each additional program choice costs CA $50.
    • There is an international service fee of CA $10 for applicants who are not Canadian citizens or permanent residents.
    • Some Ontario universities also have supplemental application fees or document evaluation fees payable through OUAC or directly to the university.

Top Universities in Canada and Estimated Tuition Fees

Studying at a top-ranked university in Canada offers world-class education and global career prospects. Tuition fees at these institutions vary. The fees below are estimates for international students per year based on the latest available data (2024-2025) and are for general guidance.

University Name

Popular UG Course & Fee (CAD/NPR)

Popular PG Course & Fee (CAD/NPR)

University of Toronto

Computer Science: CA $60,000+ / NPR 5,880,000+

MBA: CA $70,000-140,000+ (total program) / NPR 6,860,000-13,720,000+

McGill University

Engineering: CA $55,000+ / NPR 5,390,000+

MBA: CA $100,000+ (total programme) / NPR 9,800,000+

University of British Columbia

Engineering: CA $58,000+ / NPR 5,684,000+

MBA: CA $99,000+ (total programme) / NPR 9,702,000+

University of Alberta

Engineering: CA $40,000+ / NPR 3,920,000+

MSc Computer Science: CA $10,000 - $25,000+ / NPR 980,000-2,450,000+

McMaster University

Engineering: CA $50,000 - $65,000+ / NPR 4,900,000-6,370,000+

Health Sciences (MSc): CA $20,000 - $30,000+ / NPR 1,960,000-2,940,000+

Western University

Business (Ivey HBA): CA $50,000 - $60,000+ (upper years) / NPR 4,900,000-5,880,000+

MBA: CA $120,000+ (total programme) / NPR 11,760,000+

University of Calgary

Engineering: CA $30,000 - $45,000+ / NPR 2,940,000-4,410,000+

Engineering (MEng): CA $15,000 - $30,000+ / NPR 1,470,000-2,940,000+

University of Guelph

Agricultural Science: CA $30,000 - $38,000+ / NPR 2,940,000-3,724,000+

MSc Agricultural Science: CA $18,000 - $25,000+ / NPR 1,764,000-2,450,000+

The above fees has been sourced from the official university websites and is provided for reference. Nepali students looking to apply to top universities in Canada are requested to get in touch with our counsellors or the university website during the admission process for the updated fee structure. | Exchange Rate: 1 CAD = 98 NPR

Affordable Universities to Study in Canada

While 'affordable' is relative, many excellent Canadian universities offer high-quality education with international tuition fees that may be more moderate compared to the highest-ranked institutions. These universities typically provide a range of scholarships, financial aid options, and work/research opportunities for international students. Instead of a simple checklist, Nepali students should research universities based on their programme interests and overall budget.

University Name

Reasonable/Lower Tuition Fees

Financial Aid/Scholarships

University of Montreal + Polytechnique Montréal for engineering

Yes

Yes

University of Alberta

Yes

Yes

McMaster University

Yes

Limited

University of Ottawa

Yes

Yes

Dalhousie University

Yes

Limited

Simon Fraser University

Yes

Yes

University of Victoria

Yes

Yes

Laval University

Yes

Limited

University of Guelph

Yes

Limited

University of Calgary

Yes

Yes

The above institutions all provide strong academic programmes for international students looking to study in Canada. Many offer entrance scholarships, and opportunities for paid co-op programmes, research assistantships (especially at the graduate level), and part-time work are generally available to eligible international students across Canada. Are you interested in learning about universities that might be a good fit for your budget? Please reach out to AECC for assistance.

Cost of Studying in Canada for Nepali Students

The cost of studying in Canada varies. For Nepali students:

  • Undergraduate programmes: Generally range from CA $20,000 to CA $45,000+ per year (approx. NPR 1,960,000 to NPR 4,410,000+).
  • Postgraduate programmes: Typically cost between CA $18,000 to CA $50,000+ per year (approx. NPR 1,764,000 to NPR 4,900,000+). Fields like medicine, dentistry, and some engineering or MBA programmes will likely be at the higher end or exceed these ranges.

Cost of Studying in Canada: UG Tuition Fees

Take a look at the cost of studying in Canada for popular undergraduate programmes across Canada.

Programme Name

Average Fee (CAD Approx.)

Average Fee (NPR Approx.)

Duration (Years)

Business Administration

CA $25,000 - $55,000+

NPR 2,450,000 - 53,90,000+

4

Engineering

CA $30,000 - $60,000+

NPR 2,940,000 - 58,80,000+

4

Computer Science

CA $28,000 - $60,000+

NPR 2,744,000 - 58,80,000+

4

Arts and Humanities

CA $20,000 - $40,000+

NPR 1,960,000 - 39,20,000+

3 - 4

Health Sciences

CA $25,000 - $55,000+ (varies greatly)

NPR 2,450,000 - 53,90,000+ (varies)

4

Cost of Studying in Canada: PG Tuition Fees

Take a look at the cost of studying in Canada for popular postgraduate programmes across Canada.

Programme Name

Average Fee (CAD Approx.)

Average Fee (NPR Approx.)

Duration (Years)

Master of Business Admin. (MBA)

CA $40,000 - $100,000+ (total programme)

NPR 3,920,000 - 9,800,000+ (Total or annual)

1 - 2

Engineering (MEng, MASc)

CA $20,000 - $45,000+

NPR 1,960,000 - 4,410,000+

1 - 2

Computer Science (MSc)

CA $18,000 - $40,000+

NPR 1,764,000 - 3,920,000+

1 - 2

Health Sciences (MSc, MPH)

CA $20,000 - $45,000+

NPR 1,960,000 - 4,410,000+

1 - 2

Cost of Studying in Canada by Province

Canada's provinces and territories manage their education systems, leading to variations in tuition. Below are average international undergraduate tuition fees by province for 2024-2025 (preliminary data from, rounded). Graduate fees will also vary. These are averages; specific university and program fees can be higher or lower.

Province-Wise Tuition Fees for Nepali Students in Canada

Province

Average Int'l UG Tuition (CAD Approx. 2024/25)

Ontario

CA $48,267

British Columbia

CA $37,184 

Alberta

CA $33,435

Quebec

CA $34,258

Nova Scotia

CA $27,733

Saskatchewan

CA $31,540

Manitoba

CA $19,872

New Brunswick

CA $18,654

Prince Edward Island

CA $20,084

Newfoundland and Labrador

CA $18,221

Source: Statistics Canada | Exchange Rate: 1 CAD = 98 NPR

Accommodation and Living Expenses for Nepali Students

As mentioned, IRCC requires proof of CA $20,635 for living expenses for the first year (excluding Quebec, which requires CA $15,078). This covers rent, food, transport, and other essentials.

  • Accommodation:
    • On-campus residence: CA $800 - CA $1,500+ per month. Often includes meal plans.
    • Off-campus shared apartment: CA $500 - CA $1,000+ per month per student (rent only). Varies greatly by city and apartment type.
    • Homestay: CA $700 - CA $1,200+ per month (often includes meals).
  • Major cities like Toronto and Vancouver have the highest housing costs. Smaller cities and towns offer more affordable options.

Related Article: Cost of Living in Canada

Other Essential Expenses for Nepali Students

Beyond tuition and living costs, factor in these additional expenses:

Type of Expense

Average Cost (CAD Approx.)

Average Cost (NPR Approx.)

Study Permit Application Fee + Biometrics Fee

CA $150 + CA $85 = CA $235

NPR 23,030

English Proficiency Test (IELTS/TOEFL)

CA $300 - $350

NPR 29,400 - 34,300

University Application Fees

CA $100 - $250 (per application)

NPR 9,800 - 24,500

Health Insurance

CA $600 - $1,200+ (per year)

NPR 58,800 - 117,600+

Books & Supplies

CA $800 - $1,500 (per year)

NPR 78,400 - 147,000

Local Transportation (Monthly Pass)

CA $100 - $150+

NPR 9,800 - 14,700+

Initial Set-up Costs (Warm clothes, etc.)

CA $500 - $1000 (one-time)

NPR 49,000 - 98,000

Flights to Canada

CA $1,200 - $2,000+ (one way)

NPR 1,17,600 - 196,000+

Health Insurance Expenses

Health insurance is mandatory for all international students in Canada.

  • Costs typically range from CA $600 to CA $1,200+ per year.
  • Provincial Plans: Some provinces (e.g., Alberta, British Columbia after a waiting period, Saskatchewan) may allow international students to enroll in their provincial healthcare plans, sometimes for free or a premium. Waiting periods may apply, requiring private insurance initially.
  • Private Plans: In other provinces (e.g., Ontario, Quebec, Manitoba, Maritimes), students must purchase compulsory private health insurance plans, often arranged through the university.
  • Verify the specific requirements for your chosen province and institution well in advance.

Cost of Studying in Nepal: Scholarships and Education Loans

Scholarships for Nepali Students: Various merit-based and need-based scholarships are available. Competition is high.

  • Vanier Canada Graduate Scholarships: For PhD students. CA $50,000 per year for three years. Open to international students nominated by a Canadian institution with a Vanier CGS quota.
  • University-Specific Scholarships:
    • University of Toronto: Lester B. Pearson International Scholarships: For undergraduate students. Covers tuition, books, incidental fees, and full residence support for four years. Highly competitive.
    • University of British Columbia: Karen McKellin International Leader of Tomorrow Award & Donald A. Wehrung International Student Award: For talented undergraduate international students who demonstrate academic achievement, leadership skills, and financial need. Award value varies.
  • Many other universities offer their own entrance and in-course scholarships for international students. Research thoroughly on university websites.

Education Loans for Canada in Nepal: Several banks in Nepal offer education loans for studying abroad. These can cover tuition, living, and travel costs. Students are advised to directly contact banks for the latest loan products, interest rates, and eligibility criteria. Some prominent banks include:

  • Global IME Bank
  • Nepal SBI Bank
  • NIC Asia Bank
  • NMB Bank
  • Everest Bank

Can I Study in Canada for Free?

While studying entirely for free is extremely rare and highly competitive for international students, significant cost reduction is possible.

  • Fully-funded scholarships (like the Lester B. Pearson or some PhD Vanier awards) can cover most major expenses.
  • However, most students will need to cover at least some portion of their costs. These scholarships are few and attract a vast number of applicants.
  • A strong academic record, compelling application, and meeting all specific eligibility criteria are crucial.

Cost of Studying in Canada: Tips to Manage Costs

  1. Apply for Scholarships: Actively research and apply for all eligible scholarships.
  2. Choose Your Institution & Programme Wisely: Compare tuition fees. Consider universities in regions with a lower cost of living if your budget is tight.
  3. Create a Detailed Budget: Track all potential income and expenses meticulously.
  4. Work Part-Time: Eligible full-time students with a valid study permit can work off-campus (up to 24 hours/week during academic sessions, full-time during scheduled breaks) and on-campus.
  5. Shared Accommodation: Opting for shared off-campus housing can significantly reduce rent.
  6. Cook Your Own Meals: Eating out frequently is expensive; cooking at home saves money.
  7. Use Student Discounts: Many businesses offer discounts for students on transportation, food, entertainment, and software.
  8. Buy Used Textbooks: Or use library resources whenever possible.
  9. Plan Transportation: Utilise public transport with a student pass; walk or cycle for shorter distances.

Understanding the comprehensive cost of studying in Canada is the first step for Nepali students toward achieving their educational goals. While expenses like tuition, living costs, and health insurance are significant, strategic planning, exploring scholarships, and smart budgeting can make studying in Canada an attainable and rewarding experience.

With the right financial planning, a world-class education in Canada is within reach. Get expert guidance from AECC to find the best scholarships, budget effectively, and start your journey today.

Cost of Studying in Canada FAQs

Can I get a loan to cover the cost of studying in Canada?

Yes, Nepali students can apply for education loans from various banks in Nepal like Global IME Bank, Nepal SBI Bank, NIC Asia Bank, and NMB Bank. These loans can help cover tuition, living expenses, and other associated costs.

What happens if I can't pay the cost of studying in Canada after arriving?

This can be a difficult situation. Options include seeking part-time work (within visa regulations), applying for emergency bursaries or financial aid from your university (if available, these are often limited), or discussing payment plans with the university if permissible. It's crucial to have sufficient funds before arriving.

Does the cost of studying in Canada include travel insurance?

Typically, the general cost estimates do not include travel insurance from Nepal to Canada. Health insurance in Canada is mandatory for medical care within Canada, but travel insurance for your journey is a separate consideration. Some comprehensive scholarships might include travel allowances.

How much does it cost to send my documents to Canadian universities?

Courier costs for sending physical documents from Nepal can range from NPR 3,000 to NPR 10,000+, depending on the service and speed. Many universities now accept or prefer digital submissions for initial applications, which can reduce this cost.

Are there any upfront fees I need to pay before arriving in Canada?

Yes. Typically, you'll need to pay:

  • University application fees.
  • A tuition deposit (often one semester or one year's fees) to secure your admission offer and to apply for your study permit.
  • The GIC of CA $20,635 (as proof of funds).
  • Sometimes the first installment of health insurance.
  • Study permit application fees.
  • Flight costs.
  • Initial accommodation deposit if arranged beforehand.

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